The fee to add supplementary cards to the Scotiabank Momentum Visa Infinite Card is $50 per year, per card. The card will also up its insurance offering along with its annual fee. Annual Fee Waiver Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. For instance, I have RBC Avion visa infinite privilege with a $499 annual fee, and I would like to know whether AMEX centurion platinum, with a $699 annual fee, … Earn up to 30,000 bonus Scotia Rewards points in your first year (that’s up to $300 towards travel).‡, Enjoy complimentary airport lounge access7. The Scotiabank Momentum Visa Infinite Card has a foreign currency conversion fee of 2.5%. The Scotia Momentum® Visa Infinite* card is a well-rounded card, with a plethora of perks aside from its welcome bonus and earn rates, including: Take advantage of these one-of-a-kind dining, entertainment adventures, and exclusive benefits for Visa Infinite* Card holders. Scotia Rewards Travel Service booking site provided by a duly licensed 3rd party travel agent: Visit scotiarewards.com for full terms and conditions about the Scotia Rewards Program, including the Scotia Rewards Travel Service. Your account number and any direct deposits or pre-authorized transactions you’ve set up with your Momentum … Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)1. Includes: gas stations, paying at the pump, buses, taxis, trains, rideshare, and more. Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotia Momentum® Visa Infinite* Card. Examples: popular video or music streaming, meal kit delivery, lifestyle boxes and more. Increase your credit limit Scotia Momentum Visa Infinite Review (Best Cash Back Credit Card In Canada | 10% Cash Back Bonus) ... $139 annual fee; 30,000 Scotia Rewards welcome bonus points (must spend $1,000 in first 3 months) 2x points on every $1 spent at grocery stores, restaurants, entertainment and daily transit; 1x points on every $1 spent elsewhere ; No foreign transaction fees; Free Priority Pass … Apply Now . High income requirements. Conditions apply - see 1 below for further details. 2. No Annual Fee Card: These types of credit cards do not charge any annual fee – Scotia Momentum No-Fee Visa card and Tangerine 2% Money-Back Credit Card. All other trademarks are the property of their registered owners. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted. Annual period starts from the Account open date and resets every 12 months thereafter. If you make $2,000 in eligible everyday purchases in the Groceries and Recurring Payments category, your cash back earnings will be credited to your Account as follows: (1) the Cash Back Bonus earnings of $120 (6% x $2,000) will be credited to your Account within 7 months from the Account open date, and (2) the Regular Cash Back earnings of $80 (4% x $2,000) will be credited to your Account as per the regular cash back payment schedule (i.e., November). Annual fee is waived for the first year. Low-Interest Balance Transfer Card: Scotia Value Visa Card – 0.99% introductory interest rate on balance transfers for the first 6 months and 12.99% after that. There are also other perks of card ownership including access to exclusive Scotiabank events and offers, plus ample insurance coverage. The date of departure is counted as the first day. You may be reimbursed for eligible necessary and reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more, to a limit of $500 per Insured Person on the same trip. The Scotia Momentum No-Fee Visa Card offers a zero-fee cash back rewards program for those who are looking to make a bit of pocket change on everyday purchases. The ‘no annual fee in the first year’ perk is available until Nov 1, 2020. Read our expert's … My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. See terms and conditions below for full details. Scotiabank has three credit cards under the Momentum Visa category. Plus, no annual fee in the first year, … Special Welcome Offer. Remove Update Cancel. If you drive a ton and love to eat (or feed), then this card might very well be for you. Charge at least 75% of the full ticket cost to your Card and you’ll be eligible for reimbursement of necessary expenses, such as hotel accommodations, meals, and other emergency items.7. Learn more in Wealth Rocket's extensive review. Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.7. You may be covered for up to $1,000 in the event your cell phone, smartphone, or tablet is lost, stolen, accidentally damaged, or experiences mechanical failure.Â, Charge at least 75% of your trip costs to your Card and get trip cancellation and trip interruption insurance at no extra cost.7. (Merchant Codes 4111, 4112, 4121, 4131, 4789.). Understanding Mortgage Prepayments and Charges, Conventional vs. Based on a comparison to other consumer cash back cards offered by Canadian Schedule I Banks as of September 9, 2020. You are automatically covered by Collision Loss Damage Insurance when you rent a vehicle in your name, decline the agency's collision damage waiver or loss damage waiver (or similar provision) and use your Card to pay for the rental. Visit a branch to apply. The Scotia Momentum Visa Infinite card was the winner of the MoneySense best cashback card with a fee in 2019 - and for good reasons! Pylin on June 10, 2018 at 11:03 AM. Cash back earned under this Offer will be credited to your Account in 2 instalments so long as your Account is open and in good standing at time of payout of each:Â, 1. Examples: insurance premiums, utilities, gym memberships and more. Also, Meridian Visa Infinite Cash Back Card offers four options of account credit ($50 minimum), merchandise, events and gift cards for redemption “ANY TIME”, which is MORE FLEXIBLE than Scotiabank Momentum’s restriction for “November statement redemption only”. After the Offer End Date, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Scotia Momentum Visa Infinite Cash Back Program Terms and Conditions (the “Program Terms”).  The 10% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”. No Annual Fee Card: These types of credit cards do not charge any annual fee – Scotia Momentum No-Fee Visa card and Tangerine 2% Money-Back Credit Card. The Passport Visa Infinite card, however, is the only travel card from … Take advantage of these one-of-a-kind dining, entertainment adventures, and exclusive benefits for Visa Infinite, Take advantage of all the ways a Scotia Momentum, Revolving Credit Agreement (Amex/Visa Cards and Lines of Credit). Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the Account open date; andÂ. So if you plan to give a second Scotia Momentum Visa Infinite card to your spouse or kids, keep in mind that it will cost you. Are you new to Canada in the past three years? The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account. The MBNA Smart Cash World Mastercard offers: 5% bonus on gas and groceries for 6 months (up to $500 in combined spend), Remember that the 21.99% rate you have to pay for cash advances and balance transfers is a bit on the higher side, but it is not an issue as long as you are punctual and make your payments in full by the due date. Why are ppl saying you need A chequing account to get the fee waived? Scotia Momentum Visa Infinite Card is charging $120 as the annual fee and it's charging $30 as per additional credit card. always geared towards increasing future company profit for rewarding bonuses to executives and their shareholder-owners et al. Protect your new cell phones, smartphones, or tablets purchased using your Card on or after August 1, 2019. Welcome Kit If your checked luggage is delayed or lost, you’re covered.7. However, if you want to add a supplementary user, it’s $50 per person, annually. Awarded a total of 13 awards and recognitions for cash back cards in Canada in 2020 by 8 of Canada’s major credit card comparison websites. Fees at a glance × Card 1. The 10% Cash Back and First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum® Visa Infinite* credit card accounts (“Accounts”) that are opened, and any supplementary … That’s $35 USD in annual savings! After the first year, the annual fees are as follows: $120/year for the primary cardholder. With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%12 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness13, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000. The Scotia Momentum Visa Infinite Card offers a full suite of perks and benefits in return for a relatively low $120 annual fee. See the Application Disclosure Statement, under "Foreign Currency Conversion Fees" section for full details. Receive an automatic room upgrade when it’s available and free Wi-Fi in your room when you check in. Scotia Rewards points are only awarded on purchases.  Scotia Rewards points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, payments, returns, refunds or other similar credits, fees or interest or other charges.  Scotia Rewards points must be redeemed within 60 days of Account closure or they will be deleted permanently. Visa Infinite customers also get exclusive entertainment and dining deals in addition to comprehensive travel insurance coverage. Rates and Fees: The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter… Card holders earn cash back on all purchases at varying rates. For claim forms and answers to Frequently Asked Questions visit our partner's site. The $139 annual fee is slightly higher than the average $120 for most travel cards of this calibre, and there are also other credit cards on the market that have higher earning rates in similar reward categories (like Scotia’s own Scotia Momentum® Visa Infinite* card or the new American Express Cobalt TM Card). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer. If you’re looking to get more bang for your buck, then you might like to pay an annual fee to bump up to either the Scotia Momentum Visa or Visa Infinite Card for a 2% or 4% cashback rate on purchases. The Scotia Momentum VISA Infinite card has a minimum credit limit of $5,000 and offers competitive interest rates at 20.99% on purchases, and 22.99% on cash advances. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year … Not all merchants offer recurring bill payments. In 2019, the Scotia Momentum Visa Infinite card picked up a total of 11 awards and recognitions from 8 of Canada’s major credit card comparison websites. You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Enter how much spend you plan on running through the card(s). Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMV® SRC Specifications. Plus, Scotiabank will waive the annual fee for both the primary and supplementary cardholders for the first year. Lost or stolen cards Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. Concierge Service provided by a duly licensed third-party premium concierge provider: AXA Assistance USA, Inc. Understanding Mortgage Prepayments and Charges, Conventional vs. Scotia Momentum Visa Infinite card – Apply Now . The MBNA Smart Cash Mastercard is a more entry level card and comes with no annual fee. Plus, no annual fee in the first year, including on supplementary cards.1 Annual fee: $120 . Savour a delicious, multi-course meal and expertly paired wines. If your Account is not in good standing, the accumulated Scotia Rewards points are not eligible for redemption. First-year annual fees for the Scotia Momentum Visa Infinite are waived for all new applications. • The Scotia Momentum Visa Infinite … 22.99% on cash advances, balance transfers, Scotia Credit Card Cheques and cash-like transactions. You, your spouse, one travelling companion and your eligible dependent children travelling with you, are automatically insured for up to $2,000 per person (maximum $10,000 per trip) when you charge at least 75% of each person’s trip expenses to your Scotia Momentum® Visa Infinite* Card and are forced to interrupt your trip for eligible medical or non-medical causes. And now, with the Preferred Package, you’ll be able to pay $0 or no monthly account fee if you maintain a minimum daily closing balance of $4,000 for the entire month.. Registered Trademark of The Bank of Nova Scotia. If you make more than $25k in purchases on your card or make purchases that don’t qualify for the 4% or … This card boasts a high rate of cash back rewards on daily purchases like groceries, recurring payments and gas. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).  All rates, fees, features and benefits are subject to change. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.Â, Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers. Supermarket), Recurring Bills, and Subscription payments ($25k annual limit) Save with the best available rates – guaranteed. Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase. Update Cancel. There are two different coverage bundles to choose from: (Please check with your merchant to see if they offer recurring bill payments on Visa cards.). Revolving Credit Agreement (Amex/Visa Cards and Lines of Credit), Activate your Card online Hot Deals [Scotiabank] Scotia Momentum VISA Infinite card $100 GCR FYF. Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.9. Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Scotia Momentum Visa Infinite pays 4% cash back on grocery and gas purchases, 2% on drugstore purchases, with annual fee of only $99. For details, and to check out the current exclusive Card holder offers, visit Visainfinite.ca. Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases. Awarded a total of 13 awards and recognitions for cash back cards in Canada in 2020 by 8 of Canada’s major credit card comparison websites. The Scotia Momentum No-Fee Visa is the ideal budget credit card, best suited for everyday spending. You must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000. Regularly earn cash back on purchases from groceries to subscription and rideshare services, … The annual fee for the Scotiabank Momentum Visa Infinite Card is $120 per year. Reviews. The annual fee for the Scotiabank Momentum Visa Infinite Card is $120 per year. EXAMPLE: If the Regular Cash Back Program Rate for the Groceries and Recurring Payments category is 4% then the Cash Back Bonus Rate will be 6% for that category so that you will earn a total of 10% on the amount of all eligible everyday purchases in that category until the Offer End Date. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).  All rates, fees, features and benefits are subject to change. Reply. You have to pay an annual fee of $39 which can eat into your total savings. The 10% Cash Back and First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum® Visa Infinite* credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by February 28, 2021 and is subject to the below terms and conditions. You will not be charged the new annual fee until your next anniversary for your Account on or after August 1, 2019. Learn more about this fantastic card in Wealth Rocket's Scotia Momentum Visa Infinite Review. The annual fee of $99 kicks in after the first 12 months that you own the Scotia Momentum Visa Infinite credit card, and there is also a fee of $30 for each supplementary card taken out. Whether you need help planning your trip, booking restaurant reservations, or scoring tickets to a show, our concierge is happy to assist you 24/7.3. After the Offer End Date, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Scotia Momentum Visa Infinite Cash Back Program Terms and Conditions (the “Program Terms”).  The 10% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”. The card’s updates (detailed … For current rates and information on fees and interest cost, call 1-888-882-8958. This benefit is subject to an exclusion for pre-existing medical conditions. Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Scotia Momentum® Visa Infinite* Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses. Interest rates, annual fees and features are effective as of August 1, 2019 and are subject to change without notice. Scotiabank Passport Visa Infinite – How It Compares to Other Popular Credit Cards. Card. The Scotia Momentum No-Fee Visa is the ideal budget credit card, best suited for everyday spending. For current rates and information on fees and interest cost, call 1-888-882-8958. This is one of the few Cash Back Visa Infinite* credit cards with this insurance benefit.7. Take advantage of all the ways a Scotia Momentum® Visa Infinite* Card adds to your life. 33 5. … Visa. The Scotia Momentum No-Fee Visa Card is a great option for those seeking a free credit card that offers cashback, supplemental card privileges, digital access, and discounts on car rentals. Transactions made by the additional Supplementary Cardholder are easily identified on your statement. They are: A) Scotia Momentum Visa: Discussed in this review. Visa payWave™ is a Trademark of Visa Int./Lic. Please quote AVIS worldwide discount number C030400. AVIS reservations may be made online at avis.com/scotiabankmomentuminfinite or by calling 1-800-TRY AVIS (879-2847). Earn 4% for every $1 you spend on grocery store purchases.Â. Belongs on list of best credit cards. Scotia Momentum® Visa Infinite* Cash Back Program  Terms and conditions. Scotiabank’s Momentum Visa Card. Qualification requirement: annual income of $60,000 or household income of $100,000; Annual Fee: $120 Earning Rate: 4% on Groceries (incl. Remember that the 21.99% rate you have to pay for cash advances and balance … Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. You may have Mobile Device Insurance for new cell phones, smartphones, or tablets purchased on or after August 1, 2019, when you charge the full cost of your new mobile device to your Card, or charge all of your wireless bill payments for such device to your Card when you fund such purchase through a plan. Earn 4% for every $1 you spend on recurring bill payments. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Negatives: The downsides to Scotia Momentum® VISA Infinite Credit Card include the annual interest rate of 19.99%. Scotia Momentum Visa Infinite… Collateral Mortgage Charges, ScotiaLine Personal Line of Credit (STEP), ScotiaLine Personal Line of Credit for Students, Registered Education Savings Plans (RESP), TFSA Interest Rates, Contribution/Room Limit, Guaranteed Investment Certificates (GICs), Scotia Plan Loan Life & Disability Protection, For details, and to check out the current exclusive Card holder offers, visit, More details about New mobile device insurance, More details about Trip Cancellation and Trip Interruption Insurance, More details about Travel Emergency Medical Insurance, More details about Flight Delay Insurance, More details about Delayed and Lost Baggage Insurance, More details about Travel Accident Insurance, More details about Rental Car Collision Loss/Damage Insurance, More details about Purchase Security & Extended Warranty Protection. 2. Use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. Choose a Scotia Momentum® Visa Infinite* card or a Scotiabank Passport™ Visa Infinite* card and earn cash back or travel rewards.Â, Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). You will earn 1 point per $1 on purchases made on the Account after the 2 points per $1 / $50,000 annual spend maximum is reached and on all other purchases made on the Account. Last Updated: Jan 19th, 2021 5:47 pm; Category: Financial Services; Credit Cards; Tags: scotiabank; scotia momentum visa infinite card; 100; gcr; fyf; SCORE +28? Visa Zero liability policy Authorized User Fee. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. This card boasts a high rate of cash back rewards on daily … Registered trademark of The Bank of Nova Scotia. The Scotia Momentum Visa Infinite credit card provides one of the best cashback programs available in Canada. Earn 4% for every $1 you spend on recurring subscription purchases. The Momentum Infinite by Scotiabank. Secure application on the Scotiabank website Card Features. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. , 4131, 4789. ) music streaming, meal kit delivery, boxes. 25.00 or the amount of credit balance MoneySense award for best cashback card ( with a fee … Scotia! Back rewards on daily purchases like groceries, recurring bill payments on Visa cards. ) card 100..., restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits in 2020◊ can eat into total... 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